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Backdating with an auto lease? (Please Help)

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JoshNurse
Frequent Contributor

Backdating with an auto lease? (Please Help)

Back in 2004 I paid a new BMW in cash.  Right now I am leasing one.  Will BMW financial backdate my account with them all the way back to 2004?

 

I was not smart back then and bought everything in cash...now it caused me to build my credit several years...

 

I hope I can backdate this...

Message 1 of 5
4 REPLIES 4
JoshNurse
Frequent Contributor

Re: Backdating with an auto lease? (Please Help)

It would be great if this was possible Smiley Indifferent

Message 2 of 5
gdale6
Moderator Emeritus

Re: Backdating with an auto lease? (Please Help)


@JoshNurse wrote:

Back in 2004 I paid a new BMW in cash.  Right now I am leasing one.  Will BMW financial backdate my account with them all the way back to 2004?

 

I was not smart back then and bought everything in cash...now it caused me to build my credit several years...

 

I hope I can backdate this...


No, it will report from the month you signed the lease. Only Amex backdates accounts to a MSD.

Message 3 of 5
JoshNurse
Frequent Contributor

Re: Backdating with an auto lease? (Please Help)

WHen I lease my next car will my current bmw lease get off my credit report?

 

I wish this could stay forever since i will always pay on time and it shows i am responisble.

 

 

Message 4 of 5
gdale6
Moderator Emeritus

Re: Backdating with an auto lease? (Please Help)


@JoshNurse wrote:

WHen I lease my next car will my current bmw lease get off my credit report?

 

I wish this could stay forever since i will always pay on time and it shows i am responisble.

 

 



@JoshNurse wrote:

WHen I lease my next car will my current bmw lease get off my credit report?

 

I wish this could stay forever since i will always pay on time and it shows i am responisble.

 


Closed positive accounts remain on file for up to 10 years post close.

Message 5 of 5
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