Baddy Free, On All 3!

soILseminole · ‎04-11-2013

AND IT IS SUCH A GREAT FEELING! Couldnt have done it without this forum!

I had 1 one last baddie on EQ and EX, a $50 medical collection from Credit Bureau Services from 07. I could not get them to agree to PFD, so i just paid anyway. Then the goodwills started flying, haha. I sent 2 emails every other day and 2 snailmails once a week to two different people. Today, my persistance was rewarded as i got a scorewatch alert, and BAM, EQ went from 689 to 743! I am officially baddy free and well into the 700 club on all 3 reports!

This is my shout out to everyone who takes the time to answer questions and post past experiences, as without countless hours of reading here...i would have never known what to do. THANKS SO MUCH, now I shall happy dance!

Deltadog03 · ‎04-11-2013

Congrats!! I can't wait to get there.

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

soILseminole · ‎04-12-2013

dont give up and you will be! im impatient by nature and the repair process can be...frustrating at times....to say it politely. But the persistence pays off in the end!

hopingsoon · ‎04-12-2013

That's awesome! Good for you.

Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+

Take the myFICO Fitness Challenge

electra · ‎04-12-2013

Wootwoot!! That's awesome!! Great job, congrats!!!

txmomma26 · ‎04-12-2013

Congratulations!!!

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board