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I have a charge-off from Webster Bank reporting a past due ammount monthly on my CR. Is this bad / legal. I want this off my report. My Last payment was 3/2009
Account Number: | 1XXXX | Status: | CHARGE-OFF |
Account Owner: | Individual Account. | High Credit: | |
Type of Account : | Revolving | Credit Limit: | $xxxxx |
Term Duration: | Terms Frequency: | ||
Date Opened: | 04/26/2004 | Balance: | $1,380 |
Date Reported: | 01/31/2015 | Amount Past Due: | $1,380 |
Date of Last Payment: | 03/2009 | Actual Payment Amount: | $50 |
Scheduled Payment Amount: | Date of Last Activity: | N/A | |
Date Major Delinquency First Reported: | 10/2009 | Months Reviewed: | 99 |
Creditor Classification: | Activity Designator: | N/A | |
Charge Off Amount: | $1,380 | Deferred Payment Start Date: | |
Balloon Payment Amount: | Balloon Payment Date: | ||
Date Closed: | Type of Loan: | Charge Account | |
Date of First Delinquency: | 03/2009 | ||
Comments: | Charged off account |
Its normal. They can update it every single month until it ages off if they choose.