Ok, definitely have a better handle on how we should go about this. Thank you so so so much for the input, it really helps.
I'll discuss a plan with my boyfriend and after we figure out the action he wants to take, I'll be updating. Hopefully we can get this taken care of by the end of the month!
Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014 Current Score: EQ 475 | EX 582 | TU 589 Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey! | Collections (MED): DCS Financial (4) | Columbia Collectors (1) | Dynamic Collectors, Inc (2) | Professional Credit Services (2) | CMRE Financial Services (1) | Total: 10 Charge-offs: IQCU (1) | Cards I'm aiming to get:
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