Bank of America GW for TL Removal or Lates?

[Chris3k2]

I have a BoA Credit Card that was closed by the credit grantor. I was able to pay it off before it hit any collections. The account was opened in 2007 and closed in 2009 but the last payment made was in nov. 2010. There are a total of 12 lates. I was going to GW email several executive members but I'm not sure if it should be a GW for the lates or for the TL. If I do the TL will if significantly affect my average age of accounts? This credit card was probably my 5 or 6th oldest account. My Oldest age of history is about 8 years or so and my average is 5 years and 9 months I believe. Which would be better GW for late removal or TL removal?

[guiness56]

If the account was not CO'd I would not ask for it to be removed.  Maybe for some of the late payments, like newest ones.

Each late will be removed 7 years from its occurence.  When the last one comes off it will turn positive and stay up to 10 years from date closed. 

[Chris3k2]

It's closed but was never charged off. It states pays as agreed next to it also. But the last late that was recorded was in jan. 2010. So I have total of 12 lates with the jan. 2010 being the last one. I should try to get as many of them removed starting from jan. 2010 and before?

[pizzadude]

How bad are the lates? 90 days and worse? Or just 30 and 60?

[Chris3k2]

it's mixed. Have 1 - 120 day late, 6 - 60 or 90 day late, & 5 - 30 day lates.