Posts: 9,674
Registered: ‎01-28-2010

Re: Bank of America has no record of me

[ Edited ]

j1steve wrote:

My AAoA is 6.4 years.  Keep in mind.  This particular account has been closed since 05/09.  


My oldest account is 10.9 years old.  I'm thinking that is a credit card I have was closed in 2004. 


The oldest account that is still open is a charge account with Firestone Tires.  Opened since 2003.  No baddies.


Any thoughts with this in mind?

Accounts age starting at the point in time they are opened.   I believe that you stated that this account was opened in 2003.    If that is the case I wouldn't do anything, the age of the account is helping your AAoA since it is ~9 years old.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

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