I took a look at my wife's credit today and saw she has a Bank of America card that has $70 charged off.
She never realized it had a balance, she thought she had PIF and the account was closed. They haven't sent us any bills, though I'm sure they had to have billed her at some point as it is from a credit card (unless it's some weird kind of deferred interest or something?)
Is there a suggested contact number over there she call and request a PFD?
