@abiso wrote:
I'll try!
CC #1: $1,453.96, 5 months past due--$305 to bring it up to date.
CC #2: $1,137.58, 3 months past due--$192 to bring it up to date.
CC #3: $1,228.40, 3 months past due--$210 to bring it up to date.
CC #4: Their server appears to be down, but it's a department store card with only a balance of about $100. Probably 3 months past due.
Medical bill: $700
2-3 items that have been sent to collections, probably $50-100 each, but I'd have to dig around to figure that out and don't have time at the moment.
I also have a car payment, but my lendor has been working with me. I wouldn't discharge that. Have cell service, which is up to date.
You have no debt. Find a way to float it. Ask family for help. When I filed I was making 300k a year and had around 230k in debt. Please do not discharge what looks to be around 4k in debt.