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Barclays APPROVED!!!! WHOO HOO

Senior Contributor

Barclays APPROVED!!!! WHOO HOO

I am so glad I signed up to myFICO this month. Without the knowledgeable people here and reading sucess stories and taking action on my credit portfolio I was approved for a Barclays NFL Points credit card with a limit of $1000. Thanks to everyone that helped me with questions I had. YOU guys rock!!!! My first credit card since filing for BK 7 back in 2004.

Message 1 of 15
14 REPLIES
Regular Contributor

Re: Barclays APPROVED!!!! WHOO HOO

Congrats! Can I ask what other cards do you have currently, and how many inq on your file right now?

699 TU FICO 11/2017
In Garden till Summer 2018
Message 2 of 15
Senior Contributor

Re: Barclays APPROVED!!!! WHOO HOO

I have no other credit cards. Just a car loan ( never late ). Im not sure which credit report they pulled from.

Message 3 of 15
Frequent Contributor

Re: Barclays APPROVED!!!! WHOO HOO

Congrats...this site has made all the difference for me as well. Great support and guidance.

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 15
Moderator Emeritus

Re: Barclays APPROVED!!!! WHOO HOO

Barclays will pull TU.   Cograts!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 15
Senior Contributor

Re: Barclays APPROVED!!!! WHOO HOO

Interesting, I live in IL and even when I got my auto loan it went thru TU. Equifax and Experian have no inquiries and my scores are higher in those CB's. I really think it depends in what zone people live.

Message 6 of 15
Moderator Emeritus

Re: Barclays APPROVED!!!! WHOO HOO

Barclays almost exclusively pulls TU.  I've not seen them pull anything else.  Not saying they haven't, just haven't seen it.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 15
Established Contributor

Re: Barclays APPROVED!!!! WHOO HOO

+1 and Congrats

Message 8 of 15
Frequent Contributor

Re: Barclays APPROVED!!!! WHOO HOO

Congrats to you. They pulled my Experian in June and that's only because my TU was lock. When they pulled this month it was TU. 



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Message 9 of 15
Senior Contributor

Re: Barclays APPROVED!!!! WHOO HOO

Should I apply for one more credit card or wait? cause I have 3 more baddies falling off in Jan.

 

Message 10 of 15