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Barclays card after bk

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kugel
Valued Contributor

Barclays card after bk


I am in the rebuilding processing 4 months after discharged
Planing soon a Barclays card in 4 months or so
My scores are in the fico high 600 and have 9grand in available credit
Do I apply for the rewards card only ?or I can try apply for the better card as a entry card
Message 1 of 6
5 REPLIES 5
kberly69
Frequent Contributor

Re: Barclays card after bk

I have some of the same questions so I'd like to see what responses you get Smiley Happy


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 2 of 6
AverageJoesCredit
Legendary Contributor

Re: Barclays card after bk

Op's thread is from a year ago and has gone on to gets some nice approvals. Id suggest starting a new thread and include your stats and what specifically you are looking forSmiley Happy
Message 3 of 6
KJT
Contributor

Re: Barclays card after bk

I would recommend waiting until you are anywhere from 6 to 8 months post BK for Barclays.

BK Filed 06/15 and D/C 09/15 Current FICO 8/9 Scores EQ 750/812 EX 722/742 TU 725/715 AMEX BCE $20K, Delta AMEX $10k, AMEX Everyday $5K, AMEX Gold NPSL, AMEX Platinum NPSL, AMEX Marriott Bonvoy $9.3K, AMEX Hilton Aspire $9.3K, Apple Mastercard $9K, BOA Unlimited Custom Cash Visa $5K, BOA Travel Rewards Visa $5K, BBT Travel Reward Visa $7.5K, BBT Brightstar Visa $7.5K, Target $5k, Banana Republic $7k, CITI Custom Cash $3K, NFCU eSignature Visa $40k, NFCU CLOC $15k, NFCU AMEX Rewards $25k, NFCU Classic Visa Signature Flagship Reward $15k, Comendity NFL $25.4k, PayPal $10k, Capital 1 Wal-Mart $7k, Amazon Prime $10k, CITI-Double Cash $3k, PENFED Power Cash Reward 20k, PENFED AMEX $20K, PENFED Platinum $10k, PENFED Credit Union CLOC 1.5k, PENFED New Car Loan 6% APR 33k 72 MTHS-Paid Off, PENFED Signature Loan 19k 48 MTHS, Nordstrom 15K; Raymour $5.3, USAA AMEX Reward $14.5K, USSA Visa Reward $9.5K, Target $5K, Infiniti Q50 2019 $44K-1.9% APR 72 months-Paid Off. Total CC Limits $346K.
Message 4 of 6
kugel
Valued Contributor

Re: Barclays card after bk

Yes don't need them I got some good cards since that app ,
They didn't approve me even at 13 months past bk no credit was pulled
Message 5 of 6
kberly69
Frequent Contributor

Re: Barclays card after bk

That's weird! It was near the top of my messages list and I didn't even see the year. Thanks!


@AverageJoesCredit wrote:
Op's thread is from a year ago and has gone on to gets some nice approvals. Id suggest starting a new thread and include your stats and what specifically you are looking forSmiley Happy

 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 6 of 6
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