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congrats, and good luck on your journey.
Experian and Transunion right now are running a 7 day free trial where you have access to your report and scores for free, and you can easily cancel them within the 7 days to acoid the monthly charges which i believe is 20 bucks/month.
I cant do mine with TU because i did it already earlier this year. however, Exp allowed me to do it and thats how i got my score as you can see on my signature..
the only issue is remembering to cancel it so then you'll have 2 out of 3 scores for free.
@J_G wrote:
Transunion website score is a fake advantage score! To get your real score you need to go to myfico our have a mortgage lender pull your scores.
This may not be an accurate score as it may be an enhanced model. Same goes for Auto loans and some lenders have cc enhanced within their internal scoring model.