I have a CO account with BOA on my CRs and a CA with Calvary Portfolio Service for 712.00 The OC (BOA) original balance is 540. Originally, I was just going to wait for it to fall off but three years is a long time to wait, if I don't have to.
Should I contact the OC first?
Send a DV to Calvary?
Do I have to pay the ridiculous interest or just the original balance?
These items being deleted from my CR would definitely help my score a bit and clean my TU report completely.
If any one has any higher up info with Calvary for PFD, or GW success info for BOA it would be much appreciated. I have learned from the search function that success can be a fight with these to companies. I will be glad to be rid of them. Thank you all in advance.
Starting Scores Nov 17: 581(EQ) 571(TU) 563(EX)
Cap One VentureOne 5k, Discover 2k, Amex Delta Gold 1k, Amex SPG 1k, Capital One 500,
