@TheGeneralLee862 wrote:
I just got approved loan from Citizens Bank with a trade in for a brand new 2013 Honda Fit Base in september with no money down!
Got approved for a 500 Dollar Paypal Smart Connect Account
Got a Capital One Platinum MC with a 300 dollar limit and a 250 Walmart Store card.
I've been paying all the balances off as soon as the transaction posts to the account hopefully i am doing this right because i am trying to decrease my credit usage since I know my car loan has a high balance still.
These are my 3 scores as of now
Experian 650, Transunion 656, Equifax 648
Completely Payed off my Paypals Extras Master card of $1,933.00 but still showing as collection even though I payed it off in January.
Been Paying off a Dell Financial Services account that I owed $2,997.00 on and have gotten that down to $1,289.00 hopefully will be able to pay off completely after Tax time! I had 1 90 days late 2011 and 2 times 60 days late 2010, account closed now.
How do you guys think i've done so far?
Wow! Way to get it done!
Did you try to GW PayPal? And might try that with Dell too once it's paid. Getting rid of the baddies is the challenge, from what I can see. From then, it's a matter of keeping up on payments and playing it smart.
My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
