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Valued Member
TheGeneralLee862
Posts: 27
Registered: ‎07-03-2011
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Re: Been Rebuilding my Credit for almost 3 yrs now

I've been trying to get a Discover It Card for a while and last time it said to try with a co applicant or something like that so i think my odds are improving i hope! I don't want to go overboard on applying for credit so i should and probably stop for a while. I was wondering if I get approved for credit cards and store cards i have applied for will it remove the inquiries if i am approved?


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coldnmn
Posts: 12,666
Registered: ‎08-08-2011
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Re: Been Rebuilding my Credit for almost 3 yrs now

Congrats on a great job! Thanks for sharing.

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DrJim
Posts: 378
Registered: ‎10-26-2009
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Re: Been Rebuilding my Credit for almost 3 yrs now

The only thing that removes inquiries is time.  They have no impact after one year and disappear after two years.



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alvon123
Posts: 6,725
Registered: ‎09-24-2013
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Re: Been Rebuilding my Credit for almost 3 yrs now

congrats

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Established Member
mf91745
Posts: 30
Registered: ‎09-13-2011
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Re: Been Rebuilding my Credit for almost 3 yrs now

How soon should you try a GW letter? How soon is too soon?

 

I settled 2 CC's after 150 days late, with one of them charging off. It's been 1 year for one, and 15 months for the other.

 

Thanks.

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myjourney
Posts: 26,096
Registered: ‎02-07-2013
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Re: Been Rebuilding my Credit for almost 3 yrs now


mf91745 wrote:

How soon should you try a GW letter? How soon is too soon?

 

I settled 2 CC's after 150 days late, with one of them charging off. It's been 1 year for one, and 15 months for the other.

 

Thanks.


Yesterday Lol

Seriously start GW's and good luck

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Been Rebuilding my Credit for almost 3 yrs now


myjourney wrote:

mf91745 wrote:

How soon should you try a GW letter? How soon is too soon?

 

I settled 2 CC's after 150 days late, with one of them charging off. It's been 1 year for one, and 15 months for the other.

 

Thanks.


Yesterday Lol

Seriously start GW's and good luck


And that would be a day too late!


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Regular Contributor
mechanicaljen
Posts: 130
Registered: ‎11-09-2013
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Re: Been Rebuilding my Credit for almost 3 yrs now

Bigtime congrats!  I hope to share my own success story later on :smileyhappy:



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irrational
Posts: 285
Registered: ‎06-25-2010
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Re: Been Rebuilding my Credit for almost 3 yrs now

Awesome work!

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