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Being a AU on a personal line of credit?

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Anonymous
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Re: Being a AU on a personal line of credit?

Yes Experian is the middle and I'm in need of 9 points by the middle of july so I'm assuming 1 more reporting period from the CB's.

This line of credit is through the bank and they are saying that it may not help but in fact hurt me because of multiple reasons..one being that i suddenly got 30k worth of unsecured credit...and they think it would help over a longer period rather than a month; so i could assume that they don't backdate the AU's date to the opening but rather the current?? I'm really unsure what to do and I feel like time is not on my side and running out!!

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