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Victory is mine! The judgment is finally gone from all 3 reports now. Also, I sent a DV to Wyse Financial after they sent me a dunning letter for this same account and I received a response yesterday from them that they have returned the account to NCO.
This still kind of confuses me, though. NCO sent me a letter saying this account was closed when I was going through the whole legal battle. If it is closed, how could it get assigned to Wyse. I originally thought Wyse had bought the debt from NCO. However, it seems that they were actually contacting me on behalf of NCO. So it looks like the account still belongs to NCO. Is it possible for them to reopen the account after closing it? Perhaps they just thought they'd give Wyse a chance to trick me into paying it even though it is closed and that is why Wyse didn't put up a fight at all when I sent the DV.