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Being sued by midland

Moderator Emeritus

Re: Being sued by midland

Best case scenario is to pay, sorry, but a judgement would be worse.  Also, after you paid them, I would make sure that the case was dropped! 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 17
Regular Contributor

Re: Being sued by midland

Well, speaking from the other side of the fence, a judgement doesn't mean anything. My wife and I sued her former employer. Her paychecks were getting later and later until they just didn't show up. He admitted he owed, made one payment for $500 and then stopped talking to us. Sued, he "responded" and then didn't show up at the hearing. We got a default judgement. Doesn't mean anything. He still hasn't paid us a dime (now six months later) so we have to decide if it is worth the money to file liens, do writs of garnishment, etc. He owes us $2k and we're thinking it isn't worth it.

 

Call Midland and ask for a payment plan or PFD.



03/19/2011 EQ: 627 EX: 602 TU 590 (lender pull) 07/16/2011 EQ: 646 EX: 629 TU 647 Fell off the wagon in 2012. Starting over in 2013.Current Score: 01/07/2013 EQ: 646 EX: ??? TU 608 Goal Score: 700 club

Take the FICO Fitness Challenge
Message 12 of 17
Regular Contributor

Re: Being sued by midland

They are sueing my for $1148.00. I settled for 870. I paid 200.00 on the day i agreed. When i recieved the settlement terms in the mail they are open to extending my due date to march if i dont have the funds by feb 28th. I plan to go to court with the settlement terms and im sure the judge would reschedule to a later date to give me time to pay by the agreed time.

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 13 of 17
Highlighted
New Contributor

Re: Being sued by midland

Called MCM and they told me to contact the law firm. Will they arrange payment with me?

Message 14 of 17
Moderator Emeritus

Re: Being sued by midland

They should, I would contact them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 15 of 17
Regular Contributor

Re: Being sued by midland

Yeah i would think they would just so they dont gotta go through the court process. I would call them asap.

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 16 of 17
New Contributor

Re: Being sued by midland

Thanks for your help! The balance was 1509.14 and they settled for 906.00. paid half now and will pay the other half on the 1st. At least I'm done with them now.

Message 17 of 17