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Established Member
Posts: 21
Registered: ‎10-15-2012

Best Banks for Rebuilding + Business Accounts?



I was wondering if anyone had any recommendations for good banks that are good with extending credit to their customers. 


Had Chapter 7 a few years ago (Discharged Jan 2009). Own a small business and maintain a good balance most of the time. 


Right now I'm with Wells Fargo, and they haven't been so great. Only have a secured card, which they haven't converted, and they've denied me for any unsecured. 


I'm in Northern CA if anyone has any local recommendations as well. 



Posts: 14,062
Registered: ‎04-15-2011

Re: Best Banks for Rebuilding + Business Accounts?

For personal I would suggest a CU.  They seem to be more understanding.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 94
Registered: ‎10-10-2012

Re: Best Banks for Rebuilding + Business Accounts?

Friend of mine owns his own business and had credit issues a couple years back.  He switched his business account from Wells Fargo to Bank of the West and has been much happier ever since. 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX 543
Current Scores: EQ 716 TU 724 EX 724 Goal Scores: 700

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