Reply
Member
ukon350
Posts: 11
Registered: ‎04-15-2013
0

Best Buy HSBC transferred to CAPITAL ONE Late payment deleted

I contacted the credit department for my transferred hsbc card to cap one and explained that I had a late reporting to my credit reports

for a recently closed credit card that I had open for 8 years. I explained to the rep how It would help me to have it removed.

She put me on hold for about 8 long minutes then came back on the line and advised that they will be removing

the late payment and mailing me a letter in 10 days.

 

I confirmed this was not a dispute but rather a removal of the 30 day late.

I have been on a hot streak getting these lates and collections removed 700's Here I Come

as of 4/15/2013------ Current-------Goal
TU- 623 ------------TU-625 ------750+
EQ - 517---------- EQ-536
EX - 519 ---------EX-519
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Best Buy HSBC transferred to CAPITAL ONE Late payment deleted

Congrats!

Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013
0

Re: Best Buy HSBC transferred to CAPITAL ONE Late payment deleted


ukon350 wrote:

I contacted the credit department for my transferred hsbc card to cap one and explained that I had a late reporting to my credit reports

for a recently closed credit card that I had open for 8 years. I explained to the rep how It would help me to have it removed.

She put me on hold for about 8 long minutes then came back on the line and advised that they will be removing

the late payment and mailing me a letter in 10 days.

 

I confirmed this was not a dispute but rather a removal of the 30 day late.

I have been on a hot streak getting these lates and collections removed 700's Here I Come


Congrats! A similar thing happend to me too. I closed out the BB store card in 10' and opened up the BBRZMC last year. I asked for a CLI this year and they approved it. The next day they I get a SW alert that they removed a late payment I had in 09' on my other card. Coincidence?..Maybe..Maybe not..


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}