cancel
Showing results for 
Search instead for 
Did you mean: 

Best Way to Approach Hunter Warfield?

Valued Member

Best Way to Approach Hunter Warfield?

Hey!

Well I have an eviction from 2010, and hunter warfield is collecting the debt. About 2300 to be exact. I am so afraid of anothe public record going on my my credit report. Just feels like I will never get out of this mess. I can pay a little each month but I cant pay in full right now. Do you guys have any advice.

8 REPLIES
Frequent Contributor

Re: Best Way to Approach Hunter Warfield?

As long as you keep to your payment agreement I don't think they can file a judgement on you.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor

Re: Best Way to Approach Hunter Warfield?


JPersat wrote:
As long as you keep to your payment agreement I don't think they can file a judgement on you.

That is assuming HW will do a payment plan.. The refused with me... but it was a pretty small debt, so I wound up paying in full....

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Frequent Contributor

Re: Best Way to Approach Hunter Warfield?

I was able to settle and make two payments...they promised to delete over the phone (before I knew better) and they didn't..so I did a BBB complaint..we'll see what comes out of that..

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor

Re: Best Way to Approach Hunter Warfield?


JPersat wrote:
I was able to settle and make two payments...they promised to delete over the phone (before I knew better) and they didn't..so I did a BBB complaint..we'll see what comes out of that..

I hate HW! lol I fought them for a year after payment to get a delete.. finally was successful a year later

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Valued Member

Re: Best Way to Approach Hunter Warfield?

That is what scares me because I do not have that kind of money. All of my other bills will be ignored if I PIF.

Valued Contributor

Re: Best Way to Approach Hunter Warfield?


AprilShowers4 wrote:

That is what scares me because I do not have that kind of money. All of my other bills will be ignored if I PIF.


Well;; I would call and see what they will do... it can't hurt.. you need to know -- because if the debt is within the SOL, they can sue you at any time --- so explain to them you do not have the money to pay, and you are looking to settle and work out a payment plan..

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Highlighted
Valued Member

Re: Best Way to Approach Hunter Warfield?

I will call them, I will update the post with their response.

New Visitor

Re: Best Way to Approach Hunter Warfield?

these answers were not helpful.  I'm sure there's a legal way to deal with collection agencies??