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Best approach for medical collections

New Contributor

Re: Best approach for medical collections

Can someone PM me the info too.  I have 2 Medical collections I need removed asap.

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Message 201 of 213
New Member

Re: Best approach for medical collections

Can I get the PM?


Starting Score: 509
Current Score: 589
Goal Score: 700


Take the myFICO Fitness Challenge

Message 202 of 213

Re: Best approach for medical collections

Would Love to get rid of old medical collections that have been haunting me for years. 

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Current Scores as of 1/5/2014:
Experian (FICO) = 626
Equifax (FICO)= 653
Transunion (FICO) = 608
Message 203 of 213
New Member

Re: Best approach for medical collections

Would love a PM also, please!

Message 204 of 213
Regular Contributor

Re: Best approach for medical collections

I will jump on the bandwagon here too then.  The only negitives I now have on my report is through medical collections.

Thanks,

Hector


Starting Score: 503
Current Score: 591
Goal Score: 700


Cards: First Progress Secured Card $600.00; U.S. Bank Secured Card $500.00

Goal: AMEX Rewards Card, Purchase House by the end of 2014
Message 205 of 213
Regular Contributor

Re: Best approach for medical collections

Hi,

I know I'm late to this discussion, but if possible can you please message me this info. as well? Thanks!


Starting Score: Nov. 2012 585
Current Score: EQ 733 EX 777 TU 743 Goal Score: 750+






Message 206 of 213
Contributor

Re: Best approach for medical collections

me as well! Thank You

Gardening what I got til Holiday Season 2014
Hoping for a couple 1k+ cards one day
Capital One Secured 300 | Capital One Platinum 300 | Discover It Secured 200 | First Premier 400 | Finger Hut 500 | Victoria Secret 350 | Express 250 |
Dream Cards | Discover It | Chase Sapphire - Slate - Freedom | Amex Everyday Card

Scores | Starting 09/2013 ~ 574 | Current ~ 600 | Goal ~ 720 |
Message 207 of 213
New Contributor

Re: Best approach for medical collections

Oh hell, can I get the PM as well?  All of my medical collections have agreed to PFD except one and its showing up as a paid collection Smiley Mad

Message 208 of 213
Contributor

Re: Best approach for medical collections

Not to overstate the obvious, but for those with paid medical collections, have you tried a GW letter?

 

We removed 13 paid medical collections from my DW CR with one GW letter to the collection agency.  The letter had 14 on it.  When one was left, we sent another and said "you missed one" and they took that off to.

 

Between her report and mine, we found paid medical collections to be the easiest to remove.  Wrote a letter explaining the situation at the time and *boom* several weeks later they disappeared.

 

FWIW, we have never, ever heard back from the companies we sent GW letters to.  They just "went away"

 

Total of 17 went away between us with this technique and 2 stamps.


Starting Score: 640 TU / 593 EQ / 596 EX (3/1/13)
Current Score: 695 TU / 725 EQ / 673 EX (11/7/13)
Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 209 of 213
Established Member

Re: Best approach for medical collections

Hello,

  Can i get that info as well? TY in advance

Message 210 of 213