New Contributor
Posts: 163
Registered: ‎10-18-2012

Re: Best approach for medical collections

Can someone PM me the info too.  I have 2 Medical collections I need removed asap.

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
New Member
Posts: 22
Registered: ‎04-10-2013

Re: Best approach for medical collections

Can I get the PM?

Starting Score: 509
Current Score: 589
Goal Score: 700

Take the myFICO Fitness Challenge

Valued Member
Posts: 27
Registered: ‎03-28-2012

Re: Best approach for medical collections

Would Love to get rid of old medical collections that have been haunting me for years. 

 photo 6cb28046-2d01-4a6c-8652-5cdfffa31096_zps1335871a.jpg photo ScreenShot2013-09-14at22939PM_zps83397c2d.png photo ScreenShot2013-09-14at23544PM_zpsfcf25187.png photo ScreenShot2013-09-14at23634PM_zps82242dd6.png photo ScreenShot2013-09-14at23840PM_zpsfc62a8c2.png photo ScreenShot2013-09-14at24010PM_zpsc24d4b51.png photo ScreenShot2013-09-14at24041PM_zpsebf42245.png photo ScreenShot2013-09-14at23729PM_zpsaf8ddfce.png photo ScreenShot2013-09-14at24254PM_zpscb5f044a.png photo ScreenShot2013-09-14at24506PM_zpsc460fa71.png photo ScreenShot2013-09-14at24537PM_zps5e3ead13.png photo ScreenShot2013-09-14at24614PM_zps7a280b62.png photo ScreenShot2013-09-14at24705PM_zps983be9af.png photo ScreenShot2013-09-14at24736PM_zps98f1cb3f.png photo ScreenShot2013-09-14at24812PM_zpsdf41dfd4.png photo ScreenShot2013-09-14at24839PM_zps7f70d959.png

Current Scores as of 1/5/2014:
Experian (FICO) = 626
Equifax (FICO)= 653
Transunion (FICO) = 608
New Member
Posts: 1
Registered: ‎09-14-2013

Re: Best approach for medical collections

Would love a PM also, please!

Regular Contributor
Posts: 105
Registered: ‎07-11-2013

Re: Best approach for medical collections

I will jump on the bandwagon here too then.  The only negitives I now have on my report is through medical collections.



Starting Score: 503
Current Score: 591
Goal Score: 700

Cards: First Progress Secured Card $600.00; U.S. Bank Secured Card $500.00

Goal: AMEX Rewards Card, Purchase House by the end of 2014
Regular Contributor
Posts: 117
Registered: ‎08-03-2013

Re: Best approach for medical collections


I know I'm late to this discussion, but if possible can you please message me this info. as well? Thanks!

Starting Score: Nov. 2012 585
Current Score: EQ 723 EX 725 TU 679 Goal Score: 700+

Posts: 129
Registered: ‎09-13-2013

Re: Best approach for medical collections

me as well! Thank You

Gardening what I got til Holiday Season 2014
Hoping for a couple 1k+ cards one day
Capital One Secured 300 | Capital One Platinum 300 | Discover It Secured 200 | First Premier 400 | Finger Hut 500 | Victoria Secret 350 | Express 250 |
Dream Cards | Discover It | Chase Sapphire - Slate - Freedom | Amex Everyday Card

Scores | Starting 09/2013 ~ 574 | Current ~ 600 | Goal ~ 720 |
New Contributor
Posts: 54
Registered: ‎08-05-2013

Re: Best approach for medical collections

Oh hell, can I get the PM as well?  All of my medical collections have agreed to PFD except one and its showing up as a paid collection :smileymad:

Posts: 91
Registered: ‎02-28-2013

Re: Best approach for medical collections

Not to overstate the obvious, but for those with paid medical collections, have you tried a GW letter?


We removed 13 paid medical collections from my DW CR with one GW letter to the collection agency.  The letter had 14 on it.  When one was left, we sent another and said "you missed one" and they took that off to.


Between her report and mine, we found paid medical collections to be the easiest to remove.  Wrote a letter explaining the situation at the time and *boom* several weeks later they disappeared.


FWIW, we have never, ever heard back from the companies we sent GW letters to.  They just "went away"


Total of 17 went away between us with this technique and 2 stamps.

Starting Score: 640 TU / 593 EQ / 596 EX (3/1/13)
Current Score: 695 TU / 725 EQ / 673 EX (11/7/13)
Goal Score: 720 across the board

Take the myFICO Fitness Challenge
Posts: 26
Registered: ‎09-13-2013

Re: Best approach for medical collections


  Can i get that info as well? TY in advance

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+