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Best credit monitoring site???

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noochski
Contributor

Best credit monitoring site???

I'm just staring to rebuild my credit and was wondering which service I should subscribe to to monitor my credit scores. Any suggestions?

Message 1 of 12
11 REPLIES 11
namvet
Established Contributor

Re: Best credit monitoring site???

My choice is USAA credit monitoring.  I've used them all. 

Message 2 of 12
noochski
Contributor

Re: Best credit monitoring site???

Do you have to be a former Armed Forces member or can anyone subscribe?

Message 3 of 12
namvet
Established Contributor

Re: Best credit monitoring site???

Anyone can use this service!

Message 4 of 12
Anonymous
Not applicable

Re: Best credit monitoring site???

Do they give true FICO scores like MyFico 's site? Just curious.
Message 5 of 12
LIGHTNIN
Senior Contributor

Re: Best credit monitoring site???


@noochski wrote:

I'm just staring to rebuild my credit and was wondering which service I should subscribe to to monitor my credit scores. Any suggestions?


Welcome to the forums,

 

Here's a thread you may find interesting.....CMS GuideSmiley Wink

 

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 6 of 12
JonRun
Regular Contributor

Re: Best credit monitoring site???

I've tried them all and USAA is head and shoulders better than the others to me. You can update all 3 credit reports daily without having to jump from one service to the next. You won't get a true FICO from them do I use MyFico ScoreWatch for that.
Message 7 of 12
Anonymous
Not applicable

Re: Best credit monitoring site???

I had asked this ques and will be signing up with USAA's service today as well, and test it out for the summer. Will keep you guys updated on it.

Message 8 of 12
Steelersfan904
Regular Contributor

Re: Best credit monitoring site???

USAA by far is the best CMS, if you can pair it along with using scorewatch from myfico then the two of them is awesome together. They don't give real myfico scores but it gives you a ballpark figure you are looking at. Myfico score right now for some reason is higher than my FAKO score by about 13 points



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Message 9 of 12
JohnPTEX
Frequent Contributor

Re: Best credit monitoring site???

Yep - USAA is the cheapest and most comprehensive in terms of actually being able to monitor all three on a daily basis


Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)
Current Score: TU:632 (06/21/2012) - EQ:672 (06/21/2012)
Goal Score: 740


Take the FICO Fitness Challenge
Message 10 of 12
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