Best option with $500 for rebuilding

[Anonymous]

Also -

"After two years, the CD will renew automatically and your credit card will stay open."

[Anonymous]

Interesting thanks Matt I appreciate it. Thanks for correcting me

[Anonymous]

Logged in and right there plain as day. Maybe I should log into that account more often instead of just reading old information. Thanks again. At least I asked instead of giving wrong information! I'm glad I covered my @$!.

[jason0618]

Yep. I opened my secured card with $250 and have bumped it by $50-$100 a month which goes directly to my credit limit.
It won't graduate which is the only thing I don't like.

[Anonymous]

I went with US Bank specifically because they may graduate and did the harley card for no annual fee and I also went with Capital one also with no af. But you can't go wrong with USAA I use them for insurance.

[Anonymous]

I went with Discover because they're really good about graduating when 12 months is up. And CapOne because no annual fee and they give a CLI

[Anonymous]

Man I tried to get in with discover and they denied me so quick I felt like I was back on the dating scene. I will try again in a few months.

[Anonymous]

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@jason0618 wrote:
I'm just out of bankruotcy so I don't think discover is an option for me, and I'm on cap one blacklist because I burned them in the bankruptcy.

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Was the account delinquent or charged off when you filed? I'm assuming BK7?

[jason0618]

Wasn't delinquent, but it was maxed out.

[Anonymous]

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@jason0618 wrote:
Wasn't delinquent, but it was maxed out.

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If thats the case, I would suggest apping anyway - you may get a pleasant surprise. If they do have you blacklisted, it will be an automatic denial with no credit pull anyway, so its "no harm, no foul".