Best process for removing inaccurate collections?

KnewBee · ‎10-10-2012

Hi, 2 questions please on removing inaccurate collections. 1. I understand you should first send a DV letter instead of disputing through CRAs is this correct? 2. On some of these collections I am fairly certain I did not receive dunning letters. Should I mention this in the first DV letter and request a copy of the initial dunning letter, or is it better to not mention this at first?

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX PLUS FAKO 563

Current Scores: EQ 642 / TU 519 / EX PLUS FAKO 610

Goal Scores: 700

Repo-ed · ‎02-09-2012

send disputes directly to the creditors.

Send them certified w/ return reciept.

That's your best method.

(Perhaps PFD, depending on your situations)

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Current Score: TU: 706 - EQ: 680 - EX: 699
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Shogun · ‎04-15-2011

+1. Send your dispute first to the creditor.

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Best process for removing inaccurate collections?

Re: Best process for removing inaccurate collections?

Re: Best process for removing inaccurate collections?