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I agree with Geekmama. I have the Discover IT and it meets all of your requirements. They will consider it at the 7 month period and then once each month from then on out for transitioning to unsecured. You can add more money to the limit while you wait.
NFCU has a great secured card
Also, if you app for a BofA card (Platinum or CashRewards), and you are declined, they very well might counter with a 99/500 card
I would try the NFCU route if possible that is going to be your best bet
@Mellykca wrote:
Oh, Navy Fed Credit Union.... I'm not in the military or have any family that is either
You don't have to be. Check out this thread here - it explains how to join when you are not. It is possible. I just applied this way.