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Best way to remove Credit Card Lates?

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hclinere
New Member

Best way to remove Credit Card Lates?

Is the forgiveness letter method the best and quickest chance/way?

 

Your input would be appreciated

Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Best way to remove Credit Card Lates?

Gw letters to the EO would be best.

Message 2 of 3
RobertEG
Legendary Contributor

Re: Best way to remove Credit Card Lates?

Are they legitimate lates, or do you contest them?

 

If you have basis for contesting, then if recent, you can dispute under the Fair Credit Billing Act (FCBA).

FCBA disputes provide for documention requirements on the part of the creditor that not required under an FCRA dispute, and are the preferable path.

 

If beyond the dispute periods under the FCBA, you can file disputes of their accuracy under the FCRA.

 

If they are legitimate, then GW requests are the appropriate path.

 

Message 3 of 3
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