Better to attempt an Early Exclusion online or calling?

[Anonymous]

Title says it all. Would it be best to call the Reporting agencies to try an EE or doing a dispute online?

[rmduhon]

I'd try calling first. But mainly because an EE doesn't really fall under a reason to dispute although it can work.

[Anonymous]

I have had success calling TU for an EE.  They report that by law they can only remove it up to the 7yr mark, but can submit a dispute on your behalf.  I just requested my 2nd EE today with TU.  Will let you know what happens.  FyreGyrl

Good Luck, with whichever way you go!!

[Anonymous]

I called TU today. Unfort I got a lady on the phone that barely spoke english! So I had a hard time understanding her. I disputed 3 things on my report though all at once hoping for a EE. Do they send any kind of comfirmation or do we just have to check the report for it to be gone?

[junebug225]

Fwiw I Recently submitted a online dispute with Transunion for a unpaid Midland collection and a paid charge off that had 5 months before fall off date and they were deleted. No luck with the other two bureaus  yet.

[Anonymous]

Called TU back today and they confirmed they will be deleting the 3 bads I have floating around early for me. So now onto the other 2 agencies. (2) of them were due off in June and the other was Sept of this year so TU def will consider an EE. 

[Anonymous]

Struck out with EQ. I even talked to a supervisor and she said no also. Experian I had a little luck thankfully, they are deleting 1 of the 3 and disputing the other 2. So fingers crossed. Guess Ill try again soon with EQ. 

[Anonymous]

EQ will remove up to 60 days early.  If the scheduled removal is in June, follow up in April.  I found TU to be the most flexible of the 3.