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Valued Member
Nik2010
Posts: 36
Registered: ‎10-05-2012
0

Big Jump!!

Woo hoo!  Just wanted to share my excitement...went from a 531 to a 565 today, all because my new Cap One secured credit card I recently got, hit the reports!  Was certainly not expecting that high of a jump!  Yay!!


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Big Jump!!


Nik2010 wrote:

Woo hoo!  Just wanted to share my excitement...went from a 531 to a 565 today, all because my new Cap One secured credit card I recently got, hit the reports!  Was certainly not expecting that high of a jump!  Yay!!


Which report and where did you get the score from? an SW alert from here?

 

Great work

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011
0

Re: Big Jump!!

Congratulations!!! Hard work pays off!!!


Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Valued Member
Nik2010
Posts: 36
Registered: ‎10-05-2012
0

Re: Big Jump!!

It was from Score Watch, here.


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


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Regular Contributor
rm3
Posts: 198
Registered: ‎03-02-2012
0

Re: Big Jump!!

Big Congrats!

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Big Jump!!

Absolutely a big congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Big Jump!!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Big Jump!!

Congrats :smileyvery-happy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
New Member
AJ1125
Posts: 1
Registered: ‎11-10-2012
0

Re: Big Jump!!

So you got a 34 point increase because of the new card added to your account or is this the first month report after having the card? I just got a cap one card myself it would be nice to see that increase on my end. lol

Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: Big Jump!!

Your mileage will definitely vary. The card probably put a dent in the OP's utility and added a necessary revolving account that the OP did not have before. Everyone's reaction to a new positive will certainly be different.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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