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Big Jump!!

Valued Member

Big Jump!!

Woo hoo!  Just wanted to share my excitement...went from a 531 to a 565 today, all because my new Cap One secured credit card I recently got, hit the reports!  Was certainly not expecting that high of a jump!  Yay!!


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


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Message 1 of 15
14 REPLIES
Valued Contributor

Re: Big Jump!!


Nik2010 wrote:

Woo hoo!  Just wanted to share my excitement...went from a 531 to a 565 today, all because my new Cap One secured credit card I recently got, hit the reports!  Was certainly not expecting that high of a jump!  Yay!!


Which report and where did you get the score from? an SW alert from here?

 

Great work

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 15
Frequent Contributor

Re: Big Jump!!

Congratulations!!! Hard work pays off!!!


Starting Score: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Score: ALL FICO's as of 03/12/2017: EQ 454, TU 483, EX 440
Goal Score: ABOVE 680 ALL 3
Current Cards: NONE!!! App Free since 12/30/2016 and NOT APPING until 10/2017....
Message 3 of 15
Valued Member

Re: Big Jump!!

It was from Score Watch, here.


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


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Message 4 of 15
Regular Contributor

Re: Big Jump!!

Big Congrats!

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Message 5 of 15
Moderator Emeritus

Re: Big Jump!!

Absolutely a big congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 15
Valued Contributor

Re: Big Jump!!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 7 of 15
Established Contributor

Re: Big Jump!!

Congrats Smiley Very Happy

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 8 of 15
New Member

Re: Big Jump!!

So you got a 34 point increase because of the new card added to your account or is this the first month report after having the card? I just got a cap one card myself it would be nice to see that increase on my end. lol

Message 9 of 15
Established Contributor

Re: Big Jump!!

Your mileage will definitely vary. The card probably put a dent in the OP's utility and added a necessary revolving account that the OP did not have before. Everyone's reaction to a new positive will certainly be different.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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Message 10 of 15