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Big set back

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frio
Frequent Contributor

Big set back

Got an email today that a collection was added to my report by West Asset Management by tmobile...SMH I can not believe I forgot about this.  Anyway I called them asap and spoke to a supervisor and he said they dont delete of course , he said he will speak to someone above him but doubts they will agree to this.  I explained to him that they have the correct mailing address but I never recieved any info from them and if I had that I wouldnt have let it go so far.....What A let down this is.

 

Does anyone have any infor on West Asset Management ???


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


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Message 1 of 7
6 REPLIES 6
GoodCredBen
Valued Contributor

Re: Big set back

thye have 5 days from this contact (from what i understand) to send you a dunning letter.

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 2 of 7
frio
Frequent Contributor

Re: Big set back

I hope he isnt BS'ing me and calls back.  What a let down...this after 4 responses about deletions !!


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


Take the FICO Fitness Challenge
Message 3 of 7
frio
Frequent Contributor

Re: Big set back

41 point drop on my EQ....very very very upset.  And they keep saying they do not do PFD


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


Take the FICO Fitness Challenge
Message 4 of 7
LIGHTNIN
Senior Contributor

Re: Big set back

Even tho a CA says they do not do PFD, send a PFD letter anyway.

The CSR at the CA's may have been told to say the dont accept them, but in reality they do.

 

It never hurts to trySmiley Wink

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 5 of 7
frio
Frequent Contributor

Re: Big set back

what do you think about a complaint with the BBB...reason being is they are saying that if they had the wrong home address then they would understand a little more but they say they sent 2 letters to me which I never recieved only thing I would get is letters from tmobile not WAN.


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


Take the FICO Fitness Challenge
Message 6 of 7
LIGHTNIN
Senior Contributor

Re: Big set back

How old is this debt?   And what state do you live in?

 

Do you agree with the balance, they say you owe?   And do you have to funds to pay it?

 

Sorry for all the questions, just trying to get the whole picture of things. So we can help you the best we can.Smiley Wink

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 7 of 7
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