trudawg, I have no idea what a "bill me later" means. More info is needed to assist you.
There is no CR status for a "bill me later."
Under contract law, no fulfillment of contract is made without remittance of actual and substantive real or monetary remittance. So I am puzzled by an offer as having any legal standing.
Did you make an offer to them that they accepted, under condition of "bill me later?" Not a business practice that I am aware of.
What is the skinny?
Hi there -
They do not report at all to any of the three credit bureaus.
I have just completed a settlement with them and checked to be sure they didn't add any baddies to the mix. The only thing noted was their initial inquiry.