@xXIDaShizIXx wrote:How long does it take to get the secured card from bank of america to be delivered? I have yet to receive it.
It takes awhile. I applied at a local branch on 01/24/14 and did not receive the card until 02/07/14
Good rule of thumb is about three weeks for a secured card, after the funds are withdrawn.
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:Good rule of thumb is about three weeks for a secured card, after the funds are withdrawn.
They are certainly in no rush lol. Well after I get this secured card I hope to be in the garden until I hit 750 across the board and can start getting prime cards.
Just don't race, and add a dozen low cards/store cards hoping it'll help. Slow and steady wins every time with the prime lenders.
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:Good rule of thumb is about three weeks for a secured card, after the funds are withdrawn.
They are certainly in no rush lol. Well after I get this secured card I hope to be in the garden until I hit 750 across the board and can start getting prime cards.
Just don't race, and add a dozen low cards/store cards hoping it'll help. Slow and steady wins every time with the prime lenders.
The thing is I can't get approved for a store card. I'll have the BoA card for $500, The Capital One for $500, and a GE Car Care One card for $1000 (The only unsecured one). I have no derogatories, just a lack of history, thats why I said after I got this secured card I would just garden it.
How old are the three?
*edit: DUH....the other two...
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:
@xXIDaShizIXx wrote:
@Burned2manybridgesB4 wrote:Good rule of thumb is about three weeks for a secured card, after the funds are withdrawn.
They are certainly in no rush lol. Well after I get this secured card I hope to be in the garden until I hit 750 across the board and can start getting prime cards.
Just don't race, and add a dozen low cards/store cards hoping it'll help. Slow and steady wins every time with the prime lenders.
The thing is I can't get approved for a store card. I'll have the BoA card for $500, The Capital One for $500, and a GE Car Care One card for $1000 (The only unsecured one). I have no derogatories, just a lack of history, thats why I said after I got this secured card I would just garden it.
How old are the three?
Capital One - 4 Months, GE Car Care One - 3 Months, BoA will be the newest.
Ok. If you're opted in, you'll start seeing mail, and typically the prequalifiers you get can be a ground for what you "might get approved for."
By the oldest account hitting one year, you should be able to work your way up the ladder. Maybe even a few months earlier than that, if you show good payment history, and don't knock your AAOA down any further with apps.