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Congrats! Now a lil clarification, please: is this a secured card or unsecured? You seem surprised buy the $300 CL, but wouldn't you have made that deposit amount to secure the card? Or is your shock just that you were approved? Did you actually make the deposit at time of app?
Congratulations! That is a great card. Don't forget to call BofA to add the Cash Rewards feature to the card if you want some rewards, and remember that each time you raise the credit limit they will pull a hard inquiry on Transunion on you - so if you do want a higher credit limit, request all at once!
Thanks for the clarification & a bigger congrats for scoring $300 unsecured. FYI, the other poster is correct: even with a secured card adding a deposit to raise your CL will result in a HP, but for me they pull EX (in PA here).
@bebee25wj wrote:
I applied for a BoA secured card last week and unfortunately received a 30 day message which from reading most stories here means a denial, but ironically I received a score watch alert today stating my score changed due to a new account added. I figured it was my new j. Crew card. Instead it was a new BOA card with a $300 limit!!! It caused my score to jump 47 points!!!! So maybe they really do need 30 days sometimes. Just a little encouragement for those who received that message
Congrats it's always nice to read success stories
Congrats on the $300 unsecured! Treat them right and you should have a nice CL in no time.