Is it possible to get a baddie removed early from my credit report for a settlement with BoA that's due to fall off my report 6/16? Is BoA generous with early deletions? The account was "closed at consumers request" and "paid for less than full balance". Last reported 8/11, last payment 7/11, first delinquincy 7/09. I had the card since 2001 and was great with my payments before 2009 when I lost my job. I wish they would give me credit in that regard and go ahead and remove it from my credit report. Do you guys think it's possible they would if I sent a GW letter and/or called?
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.