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Is it possible to get a baddie removed early from my credit report for a settlement with BoA that's due to fall off my report 6/16? Is BoA generous with early deletions? The account was "closed at consumers request" and "paid for less than full balance". Last reported 8/11, last payment 7/11, first delinquincy 7/09. I had the card since 2001 and was great with my payments before 2009 when I lost my job. I wish they would give me credit in that regard and go ahead and remove it from my credit report. Do you guys think it's possible they would if I sent a GW letter and/or called?
Won't know for sure until you try.