I understand figuringitout. I still think it might be beneficial to me if you would pm the email you used. I had an account with them that had several lates and was able to make a deal back in 2010 to make monthly payments to 0 the balance but in exchange he said that he had to close it. So now it's under the negative sections of my Credit Reports because of the late payments. I'm hoping a well crafted letter will see some goodwill to have the lates removed so it goes positive and still keep the TL showing but if need be I don't mind them removing the TL completely. it's currently like me 5 or 6th oldest account so I don't think having it removed would do too much damage but would rather have lates removed. I'd really appreciate the email address though. thanks in advance and congrats to you.
Starting Score: 03/29/2013 540 EQ 05/01/2013 614 TU 05/30/2013 606 EX (Lender Pull)
Hi There,
Do you still have this email? It would be greatly appreciated!!! Congrats on your success!!
Starting Score: EQ 618
Thank you 
