BofA Secured Card Denied - What to do?

[09Lexie]

Those stores are not part of the shopping cart trick. Search for the list if stores ( Victorias Secret, JCrew just to name a few) you have to make sure you are opt in for it to work.

[oganesovich]

I've applied for: Buckle & Express. We'll see what happens.

[09Lexie]

Applied? Or used the shopping cart trick and was pre-approved?

[oganesovich]

Well as I understood.

I created an account with them and and searched thru items and added to shopping card and after that applied. It says 7 days till result.

[oganesovich]

Just realised I did everything wrong

[enharu]

wait, so you filled up a credit app? that will result in hard inquiries.

[fishbjc]

You just blew two inquiries. Your best bet will be to READ through these forums. Do not jump the gun without a better understanding of procedures.