10-03-2012 06:49 AM
Sooo, the husband allowed me to buy my scorewatch from myFICO this morning. I bagan at 574, then down to 555, up to 606, then my latest was 602. So as of this morning, it is now 651!! Which according to my lender pull on 9/21, and nothing has changed since then, no payments posted or anything, my Transunion at the time was 638, which makes that my midscore since EX is 604 according to the lender pull, and dumb ol' EX site has it at 695 bc it is showing the collection that is in dispute as already removed and it's factoring the AU status.
HAPPY! But, why didnt I get an alert that my score was higher than the 602? I had it set at that score and nothing, and also tried having it at just a point higher too.
10-03-2012 07:10 AM
I've noticed that with the alerts that you will eventually get them but it may be later in the day.
10-03-2012 10:04 AM
So it's almost Happy Dance time?
10-03-2012 10:11 AM
Got ya... And gonna pull out the dancing shoes and dust them off. Just getting prepared.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.