Sooo, the husband allowed me to buy my scorewatch from myFICO this morning. I bagan at 574, then down to 555, up to 606, then my latest was 602. So as of this morning, it is now 651!! Which according to my lender pull on 9/21, and nothing has changed since then, no payments posted or anything, my Transunion at the time was 638, which makes that my midscore since EX is 604 according to the lender pull, and dumb ol' EX site has it at 695 bc it is showing the collection that is in dispute as already removed and it's factoring the AU status.
HAPPY! But, why didnt I get an alert that my score was higher than the 602? I had it set at that score and nothing, and also tried having it at just a point higher too.
I've noticed that with the alerts that you will eventually get them but it may be later in the day.
So it's almost Happy Dance time?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Got ya... And gonna pull out the dancing shoes and dust them off. Just getting prepared.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.