So. Have a paid I. Full collection from Brighthouse. It is 4 plus yeRs old. And the only negative on a spotless credit report. No lates no nothing. 100% on time. And low util. 8%. Despite this clan record. This collection had a status change in may when I paid it off. My good score we t from 742 to 691. How he he'll. they just changed it from open to closed.
My eq nose dived from 701 to 662. Experian. Down to current 688. What can I do now. They have no incentive to remove. I did resign up for Brighthouse. And am never later. I know off goodwill but never find it before. Would love to do happy dance with 100% spotless report. Any and all advice welcome. Who do I send goodwill to? Collection dept. anyone know the answer. I would like template. But. I am clueless. Thanks all.
