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Broke 600 FICO :-D

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Relique
New Contributor
‎03-10-2013 04:03 PM
‎03-10-2013 04:03 PM

Broke 600 FICO :-D

Started at around 540 a few months ago and now at 606 

 

My rebuilding journey has been problematic. Have had very limited success with PFDs and GWs but with the help of the members here I managed to get some incorrect accounts removed, and a couple of PFDs taken care of.

 

This might be a low score for all the veterans on this forum but it's a good milestone for me. Hoping to be around 650 for a mortage in 13 months.

Message 1 of 14
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13 REPLIES 13
LIGHTNIN
Senior Contributor
‎03-10-2013 04:22 PM
‎03-10-2013 04:22 PM

Re: Broke 600 FICO :-D

Woo Hoo.gif   Congrats to YOU !!   Keep up the great work!!

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 2 of 14
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DiabolicallyRandom
Established Contributor
‎03-10-2013 04:23 PM
‎03-10-2013 04:23 PM

Re: Broke 600 FICO :-D

I would say that nearly 70 points in just a few months is an impressive start. Congratulations!

Message 3 of 14
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Crossdivided
Established Contributor
‎03-10-2013 04:25 PM
‎03-10-2013 04:25 PM

Re: Broke 600 FICO :-D

^5

Message 4 of 14
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starry1
Valued Contributor
‎03-10-2013 04:30 PM
‎03-10-2013 04:30 PM

Re: Broke 600 FICO :-D

CONGRATS!   Feels good doesn't it?

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 5 of 14
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ktl72455
Valued Contributor
‎03-10-2013 04:33 PM
‎03-10-2013 04:33 PM

Re: Broke 600 FICO :-D

Super Congrats!!!!  I am just below 600 and I know what a major happy feeling it has to be to finally reach the 600 point!!!  Keep up the good work!!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 6 of 14
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jeremyd82
Contributor
‎03-10-2013 05:48 PM
‎03-10-2013 05:48 PM

Re: Broke 600 FICO :-D

imagine how I felt starting at 485 in August ! Congrats to the progress I still feel hopeless in my GW letteres sent out KAy Jewelers has not responded but one thing I have learned from this forum is do not give up!

8/2012 485 FICO
2/2013 611 FICO
6/2013 602 FICO

Message 7 of 14
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ficophobic
Contributor
‎03-10-2013 06:48 PM
‎03-10-2013 06:48 PM

Re: Broke 600 FICO :-D

Congrats!!!
Starting Score: 501
Current Score: 529
Goal Score: 700

Take the myFICO Fitness Challenge
Message 8 of 14
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Anonymous
Not applicable
‎03-10-2013 06:58 PM
‎03-10-2013 06:58 PM

Re: Broke 600 FICO :-D

I'm so close to that milestone!!! Super jealous Smiley Mad haha but no seriously congratulations!!! I can't wait to hit 650 and move out the craptastic abode of an apt I have!!! Mortgage here WE come!!! Smiley Very Happy

Message 9 of 14
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Anonymous
Not applicable
‎03-10-2013 07:21 PM
‎03-10-2013 07:21 PM

Re: Broke 600 FICO :-D

600 was my recently achieved milestone too so to you ... Congrats! Smiley Happy
Message 10 of 14
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