Broke 600 Today!!! Next Steps?

[MacMan313]

I broke 600 today on Transunion. Feeling pretty good. Although no matter how much I dispute something I cant get it updated on my credit report, even tho it was included in bankruptcy and updated on both other reporting agencies. Im two months post bk. What are my next steps?

Credit Profile

- 11k Student Loans PAA

- 650 Limit Capital One Secured PAA 20% util

Negative?

3 accounts Current Closed PAA was 60 days late.

1 Sold Charge, Charge Off paid. (Didnt dispute, drops off early 2015)

2200 Childsupport Arears PAA

Not Coming Off & Included in BK. Multiple Disputes.

4500 Collection

155 Collection

[gdale6]

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@MacMan313 wrote:

I broke 600 today on Transunion. Feeling pretty good. Although no matter how much I dispute something I cant get it updated on my credit report, even tho it was included in bankruptcy and updated on both other reporting agencies. Im two months post bk. What are my next steps?

Credit Profile

- 11k Student Loans PAA

- 650 Limit Capital One Secured PAA 20% util

Negative?

3 accounts Current Closed PAA was 60 days late.

1 Sold Charge, Charge Off paid. (Didnt dispute, drops off early 2015)

2200 Childsupport Arears PAA

Not Coming Off & Included in BK. Multiple Disputes.

4500 Collection

155 Collection

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SDFCU secured would be a good one, if you put the money in your savings then app for it online its a SP.  You cannot have an open collection with a balance due reporting if it was IIB, if they are refusing to remove it hit them with a CFPB complaint or contact your BJ Trustee and let him go after them for violations of the automatic stay granted by the BK. Getting your child support paid up and shown as paid is going to help you out as well.

[EW800]

gdale6:  You are such a blessing to have on these forums!  Thanks once again for sharing your time, wisdom and experiences!  

[msbia]

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@EW800 wrote:

gdale6:  You are such a blessing to have on these forums!  Thanks once again for sharing your time, wisdom and experiences!  

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+1000

When I first started on these forums I read everything Gdale posted and it always worked lol! I still come to rebuilding to read his (her?) posts and RobertEG...they are tremendously knowledgeable and helpful!