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Broke 700!

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asianbob
Member

Broke 700!

I checked my EX score this morning and it went from a 677 to a 729! Just a couple of months ago i was at a 606! Finally! (Sallie Mae is very difficult)

Starting Scores: EX: 560 TU: 562 EQ: 560 (02/14/11)
Current Scores: EX 729 TU:707 EX: 701 (07/14/13)
Goal Scores: 750 across the board
Message 1 of 6
5 REPLIES 5
esmer0924
Regular Contributor

Re: Broke 700!

Geat Job.  I was so happy when I hit 704 with Transunion and I am waiting for Equifax and Experian to catch up so I can be in the 700's with all of my credit reports.  Keep up the good work.  It feels good to see the success!!


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 2 of 6
aurelie00
Regular Contributor

Re: Broke 700!

Asianbob...can you share your experience with Sallie Mae?  They are my next major baddie I'm going to attempt to solve. 

 

Congrats on 700!!  What a great feeling that must be!


Starting Score: 524
Current Score: 715
Goal Score: 720


Take the myFICO Fitness Challenge


Message 3 of 6
asianbob
Member

Re: Broke 700!

Sallie Mae was a pain. I called when I finished my rehabilitation with USA Funds. USA Funds deleted their TL instantly. Sallie Mae however did not. I asked Sallie Mae if they could delete it and they said that they had to report honestly and could not do it. They then added another account on my TL saying that it was up to date and paid on time. My old TL from them was still on there with all of the negatives and said that it was transferred to another office. Both TL's had the same date on when the account was opened which does not make sense because i only had one loan so how are there two TL's. I called them back and asked them about it and said that there should not be two TL's for the same loan. They tried making some excuses for awhile but I still stated that it is the same loan and should not be on my TL twice. Finally they agreed and deleted the old one with all the negatives and the new one states that it was opened in 2005 and there is no data for it until this month (June 2013) which says OK! It's a long fighting process with them. I know a lot of people have had no luck with Sallie Mae, but I hope you get some results like I did!
Starting Scores: EX: 560 TU: 562 EQ: 560 (02/14/11)
Current Scores: EX 729 TU:707 EX: 701 (07/14/13)
Goal Scores: 750 across the board
Message 4 of 6
Madman94044
Regular Contributor

Re: Broke 700!

Congrats!!

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 5 of 6
dddewdrop
Valued Contributor

Re: Broke 700!

   That is awesome. I haven't broken 700 yet except with fako scores which doesn't count. I think I am still like a year away.

Message 6 of 6
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