Building credit score

[Anonymous]

What do I need to do to get my credit score higher?

This is what I have now

AT&T Universal card 0 balance opened in 2003

Sears, 0 balance opened in 2003

BOK $1000 bal of $1,500.00 limit, I know its over 50% but I actually just paid that off yesterday

opened in 2006

Capital One Balance is $1000, total limit is $1,500, and working on getting that paid off too-opened in 2007

I also bought a house 2006

car loan-bought and paid for it in 2007

installment loan- opened 2007 paid off 5/2008

2 paid hospital bills that are in collection

Nothing late........

what can I do go get my scores higher?

EQ-664, EX-669(dropped from 674), TU-735

[Anonymous]

GW the paid collections...for removal from the CRA...

[Anonymous]

thank you I will do that!

[Anonymous]

Was the hospital bills with a CA???...if so you can DV them first..then if they verify..then GW for removal...

[Anonymous]

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twintwr2 wrote:

What do I need to do to get my credit score higher?

Keep paying every credit card and the mortgage on time, every time!