While I'm currently on the mission to fix my credit and get everything in order so I can get a house next year, I'm trying to fix my husband's as well. His isn't great and it's real young - he's just 23, no GOOD credit on it before we got together. Now he has 2 auto loans with me and they're both paid on time, every month. Oldest is from Nov 2012, so.. we're getting there with him.
He currently has a handful of medical collections on his report. 3 of them are with one place, Bullcity Financial. It totals about $700 which we could definitely pay in full - I just wanted to kind of get an idea of what I may be heading into with these guys. If they're tough to work with or flexible. Any info is super appreciated!