I would like to buy a house with my VA loan one day but don't know where to start. I wanted to know what my FICO scores are but I see that in order to get all 3, it costs over $50. I was wondering should I get all 3 to start or just get equifax ? I am also going to order my reports to see what I need to start working on clearing up but I need an idea of where I am at. The info in my siggy is a few years old.
Starting Score: EQ 552; TU 550; EX 542
@gnperdue wrote:I would like to buy a house with my VA loan one day but don't know where to start. I wanted to know what my FICO scores are but I see that in order to get all 3, it costs over $50. I was wondering should I get all 3 to start or just get equifax ? I am also going to order my reports to see what I need to start working on clearing up but I need an idea of where I am at. The info in my siggy is a few years old.
Mortgage specific: I'd just get the EQ score here and then go pull my reports from annualcreditreports.com. The EX / TU scores found here aren't used by any mortgage lender that I'm aware of, whereas the EQ one matches identically on conventional and on all other mortgage underwriting I've seen reported, though those other programs aren't mandated by the GSE's like conventional ones.
Thank you !