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Bye Bye Jefferson Cap!

Regular Contributor

Bye Bye Jefferson Cap!

Jefferson Capital was set to fall off in December 2012, but I disputed it with the CRA anyway.  Experian's results came back in a day....deleted.  Now lets see if TU deletes, I don't think it was showing on my EQ. 

 

That's 3 baddies removed since I found MyFico...love this forum!!

4 REPLIES
Frequent Contributor

Re: Bye Bye Jefferson Cap!


Shan922 wrote:

Jefferson Capital was set to fall off in December 2012, but I disputed it with the CRA anyway.  Experian's results came back in a day....deleted.  Now lets see if TU deletes, I don't think it was showing on my EQ. 

 

That's 3 baddies removed since I found MyFico...love this forum!!


That's great news!  Good luck with TU!

 

Regular Contributor

Re: Bye Bye Jefferson Cap!

Did you dispute via mail or online? What was the reason for your dispute?

Regular Contributor

Re: Bye Bye Jefferson Cap!

I disputed online, my reason was "no knowledge of this account"  The OC wasn't reporting so I really had no idea what this was for and I never received any correspondence from Jefferson Cap.

Moderator Emeritus

Re: Bye Bye Jefferson Cap!

Congrats on the deletion.   Keep it up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.