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I was finally able to get Portfolio Recovery Associates to remove a collection account for a charged off credit card. I'm not sure what did the trick, but I initally disputed with all 3 credit reporting agencies and that didnt work. Then filed a complaint with the CFPB and that didnt work. Sent a complaint to the BBB and that didnt work. But today I check my credit reports and its gone from all 3. Finally!!
@Anonymous wrote:I was finally able to get Portfolio Recovery Associates to remove a collection account for a charged off credit card. I'm not sure what did the trick, but I initally disputed with all 3 credit reporting agencies and that didnt work. Then filed a complaint with the CFPB and that didnt work. Sent a complaint to the BBB and that didnt work. But today I check my credit reports and its gone from all 3. Finally!!
Good job!!! Keep it up..
@Anonymous wrote:I was finally able to get Portfolio Recovery Associates to remove a collection account for a charged off credit card. I'm not sure what did the trick, but I initally disputed with all 3 credit reporting agencies and that didnt work. Then filed a complaint with the CFPB and that didnt work. Sent a complaint to the BBB and that didnt work. But today I check my credit reports and its gone from all 3. Finally!!
Congratulations!!!! I am so happy for you!!!! I had to read this twice to make sure I didnt write this because the same exact thing happenned to me, tried all the avenues you did and PRA always "verified" then last time I filed a BBB complaint they still didnt cave but in the process had mailed me so many conflicting documents that I was going to take them all and send to attorney general but they deleted and sent me a letter stating they deleted their trade with no other explanations!!!!
good riddance PRA!!!!
Grats to you they are a tough nut to crack.