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I recently had a Myfico score drop due to a hospital bill for my minor daughter from last year that I was unaware of. I called the OC and they couldn't find anything associated with my account or collections so I disputed it with TU and EQ. Recently the disputes for TU came back and that collections was deleted - does that mean it should also get deleted from EQ, and that should result in a credit score increase, right?! Any help would be appreciated. Thanks.
EQ MAY or MAY NOT remove. They play by their own rules. You MAY or MAY NOT receive a score increase, it depends on a lot of factors.
Unfortunately, I had a CA removed from EQ 3 weeks ago and FICO is still showing it. I called FICO yesterday and her response was: It sometimes takes us 30-60 days to get the info from the CRA. So, just buy a score weekly and keep checking. I think her ears are still hurting.
I do not understand this b/c FICO is reporting an updated balance of -0-...so where did that info come from?
If TU deleted it's because they couldn't verify the TL. You would need to contact EQ and EX seperately.
@ Fish, wanna come with me to a Anger Management meeting one night? I can hold down the teacher and you can whale on him for him to think we have myFICO.com issues?
Yep DaBears.....there's definitely going to be a *session* going on. I'm going to kick some a** and take some names, lol.
OP: Sometimes EQ can be a bit slowwwwwww, but keep at them.
Well I seriously hope they get with the program - I was in the middle of putting an offer on a house (Short-sale) and found that the sudden collections has caused the score to drop making me no longer qualified This crap BLOWS!