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CA Midland and OC Reporting

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JPeanut503
Frequent Contributor

CA Midland and OC Reporting

UPDATE

I just pulled my TU report and noticed that I have one account where the OC is showing >Charged Off<

Then it looks like is was sold to Midland ::::grrrr:::: and it shows as >Account Paid in Full; was a Collection< I ended up emailing someone at Midland and they sent me an email back saying they don't discuss things via email but would like me to give them a call.......this makes me nervous.  I have read a lot on here about Midland not playing nice and I don't want to make things worse. HELP!

 

Is there any way to get one of the two of these off of my CR?  Or am I just stuck since they are accurate?  I know from reading this board Midland is a nightmare to deal with so I was hoping to get the OC deleted at least......thoughts?


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Message 1 of 4
3 REPLIES 3
RobertEG
Legendary Contributor

Re: CA and OC Reporting

Both reportings remain, and should show update to $0 balance.

 

Separate requests to each asking for their good-will deletion would be the next step.

Message 2 of 4
SunriseEarth
Moderator Emeritus

Re: CA and OC Reporting


@RobertEG wrote:

Both reportings remain, and should show update to $0 balance.

 

Separate requests to each asking for their good-will deletion would be the next step.


+1



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Message 3 of 4
JPeanut503
Frequent Contributor

Re: CA Midland and OC Reporting


@JPeanut503 wrote:

UPDATE

I just pulled my TU report and noticed that I have one account where the OC is showing >Charged Off<

Then it looks like is was sold to Midland ::::grrrr:::: and it shows as >Account Paid in Full; was a Collection< I ended up emailing someone at Midland and they sent me an email back saying they don't discuss things via email but would like me to give them a call.......this makes me nervous.  I have read a lot on here about Midland not playing nice and I don't want to make things worse. HELP!

 

Is there any way to get one of the two of these off of my CR?  Or am I just stuck since they are accurate?  I know from reading this board Midland is a nightmare to deal with so I was hoping to get the OC deleted at least......thoughts?


The OC was Fingerhut.


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Message 4 of 4
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