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Hello. I just reviewed my credit reports and noted that a Hospital reported an account as a bad debt to a CA. I reviewed the Explanation of Benefits from my insurance carrier and validated that most of the account was paid. I then paid the balance 2 months before it was reported to the CA.
Where should I begin with getting this account removed? I printed all documentation. Should I call the OC or the CA?
Thank you in advance for your help.
If paid to the OC, start by asking the OC to pull the debt back from the CA. IMO, this is the first steps and sometimes works.